Commercial contracts can create insurance obligations and risk exposures that are not immediately apparent. Led by an experienced insurance broker with legal qualifications, our Contract Review Service focuses on the insurance and risk transfer implications of commercial contracts. We review the insurance and risk transfer provisions contained in construction contracts, service agreements, supply agreements, leases, subcontractor arrangements, tenders and other commercial documents.

Our review focuses on insurance requirements and the potential insurance implications of provisions such as indemnities, liability clauses, hold harmless provisions, waivers of subrogation and other contractual risk transfer requirements. We identify provisions that may create uninsured or additional exposures and highlight matters that may warrant further discussion with the other contracting party or an independent legal adviser.

By identifying the relationship between contractual obligations and insurance protection, we help clients understand where contractual requirements may affect their insurance programme.

Important: This service is provided as part of our insurance broking services and does not constitute legal advice. Our review is limited to insurance requirements, contractual risk transfer provisions and potential insurance or uninsured exposures arising from the agreement. Independent legal advice should be obtained where advice is required regarding the interpretation, enforceability, negotiation or legal effect of contractual terms.